Use the value you have built
Heritage Bank home equity
A line of credit secured by your home, with room to fix part of the balance at a set rate.
How the line works
A Heritage Bank home equity line lets you take funds as a project needs them. Interest applies to the amount you actually use, not to the full limit on day one.
You can lock some or all of the outstanding balance into a fixed rate. Access is available online, by phone, or at a branch after the line is open.
People use this kind of line for home projects and for gathering other balances into one payment. It is still a loan against your house, so a banker will look at income, credit, and the property before saying yes.
See the wider set of Heritage Bank loans, or call (800) 455-6126.